Cookie Policy

What Are Cookies?

Cookies are small text files that are placed on your computer or mobile device when you visit a website. They're widely used to make websites work more efficiently and provide information to website owners. Cookies allow us to recognize your device and store some information about your preferences or past actions.

At affcsontroll, we use cookies to enhance your experience on our credit education platform. These technologies help us understand how you interact with our financial learning resources and allow us to provide personalized content that better serves your credit improvement journey.

Types of Cookies We Use

We categorize cookies based on their function and purpose. Understanding these categories helps you make informed decisions about your privacy preferences.

How We Use Tracking Technologies

Beyond traditional cookies, we employ various tracking technologies to enhance your experience on our platform. Web beacons help us understand email engagement when we send financial education newsletters. Local storage allows us to save your progress through our credit improvement programs.

Session cookies expire when you close your browser, while persistent cookies remain on your device for a specified period or until you delete them. We use both types strategically - session cookies for temporary functions like maintaining your login status, and persistent cookies for remembering your preferences across visits.

Managing Your Cookie Preferences

You have control over how cookies are used on your device. Most web browsers automatically accept cookies, but you can modify your browser settings to decline cookies if you prefer. However, disabling certain cookies may limit your ability to access some features of our financial education platform.

Data Retention and Your Rights

We retain cookie data for varying periods depending on the type and purpose. Essential cookies typically expire when you close your browser, while analytical cookies may persist for up to two years to help us understand long-term trends in how people use our credit education resources.

You have the right to request information about the data we collect through cookies, ask for correction of inaccurate data, or request deletion of your data. If you're located in certain jurisdictions, you may have additional rights regarding your personal information collected through our tracking technologies.

We regularly review our cookie usage and data retention practices to ensure they align with current privacy regulations and best practices in the financial education industry. Our goal is to collect only the information necessary to provide you with valuable credit improvement resources while respecting your privacy choices.

Third-Party Cookies and Services

Some cookies on our website are placed by third-party services that we use to enhance functionality. These might include analytics providers, customer support tools, or educational content platforms that integrate with our credit improvement programs.

While we carefully select our third-party partners, we don't control their cookie policies. We encourage you to review the privacy policies of any third-party services you encounter on our platform to understand their data collection practices.

Updates to This Policy

As we continue to improve our credit education platform and adapt to changing privacy regulations, we may update this Cookie Policy. When we make significant changes, we'll notify users through our website or via email for those who have subscribed to our financial education newsletters.

We recommend reviewing this policy periodically to stay informed about how we use cookies and tracking technologies. The "Last Updated" date at the top of this page indicates when the most recent changes were made.